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ART CAPTIVE MANAGEMENT CAPTIVE INSURANCE COMPANY
	A captive insurance company is an insurance subsidiary formed by an individual parent corporation, or by a number of related or unrelated interests, for the primary purpose of insuring the owners’ own exposures. A captive is set up as an insurance company chartered in the United States or offshore. This structure allows the parent to attain a degree of insulation from the uncertainties of retail commercial insurance companies’ availability and affordability of coverage. Businesses and individuals have historically sought to mitigate their loss exposures by forming Industry Insurance groups to share in accepting and managing risk. More and more organizations are seeking alternative risk financing techniques over traditional coverage as business owners continually evaluate the most efficient options available to meet their insurance needs. Taking control of claims management has become the No#1 benefit of Self Insurance programs and Alternative Risk Transfer Insurance programs. CLICK TO: ◘ State Captive Requirements ◘ Guidelines for a Captive
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