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ALTERNATIVE RISK MANAGEMENT Businesses today have chosen to consider Alternative means to the traditional form of transferring their financial risk to the Insurance Company marketplace. The current instability of the traditional insurance market has stimulated an interest by business owners to share in the risk through some form of Risk Assumption and Risk Transfer program. This may include; forming a Captive, participating as a Cell of a Captive, organizing a Risk Retention Act Group, or some other form of self-insurance. The advantages of a Captive, Cell Captive, Risk Retention Group, or Industry Self-Insured pool include: ◘ The participants may assume all or part of the risk and thereby control the cost of insurance from losses outside of the member group. ◘ Insurance Broker commissions and Insurance Company fixed costs are reduced. ◘ Participating insured’s benefit from combined investment income on premiums collected, loss reserves, and capital. ◘ Strategic saving can be obtained thru focused claims handling and loss control developed specifically for the Industry group. ART New World Insurance Services can provide support for the “on-shore” activities of a; Captive, a Cell Captive, a Self-Insured, or a Risk Retention Act Group ART Insurance Services. CLICK HERE: ● Typical Transfer Management Services
	F. Darrell Lindsey U.S. State Licensed Agent/Broker U.S. Corporate Enterprise Risk Management Consultant (ERM) U.S. State Approved Captive/RRG/Self Insured Manager U.S. Approved Self-Funded Health & W. C. Plan Manager
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